S & M Contractors Limited members' voluntary liquidation
Active Company no. 03858853 Incorporated Oct 1999 CO postcode area
The Octagon Suite E2, 2nd Floor, Middleborough, Colchester, CO1 1TG
The most recent insolvency notice for S & M Contractors Limited is a Notices to creditors (MVL), published 04 November 2026 in The London Gazette. The office holders are Lee De'ath; Tom Gardiner, appointed 19 October 2026. Its last accounts filed at Companies House, to 28 February 2026, showed total assets of £533k and net assets of £1.1m. A members' voluntary liquidation (MVL) is the solvent, orderly winding-up of a company that can pay its debts in full — usually part of a director's retirement, a group restructure, or closing a company that has served its purpose. It is a planned closure, not a sign of financial distress.
Last filed balance sheet
As at 28 February 2026 · total exemption full accounts · unaudited · filed 8 months before the first insolvency notice
Total liabilities is not shown for this company: the filed balance sheet did not reconcile against the figures we could read, so the total would be incomplete.
Insolvency notices (3)
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Notices to creditors (MVL) 04 Nov 2026
The notice informs creditors of S & M Contractors Ltd that, following its members’ voluntary liquidation, they must submit their claims by 30 November 2026.
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Appointment of liquidators (MVL) 04 Nov 2026
The members have appointed Lee De'ath and Tom Gardiner of BTG Begbies Traynor (Central) LLP as liquidators of S & M Contractors Limited.
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Resolution for winding up (MVL) 04 Nov 2026
S & M Contractors Limited resolved to voluntarily wind up the company and appointed Lee De'ath and Tom Gardiner as joint liquidators.
What happens next
Because this is a solvent liquidation, creditors are paid in full. The liquidator advertises for claims, settles them, distributes the surplus to the shareholders and the company is then dissolved. Anyone owed money should still submit their claim to the liquidator named in the notice, and within the period the notice states.
Owed money by S & M Contractors Limited?
A bad debt this size rarely stops with the company that failed. If you're a supplier or creditor left short, it's worth knowing where you rank — and checking what the shortfall does to your own cashflow.
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Frequently asked questions
Is S & M Contractors Limited in financial difficulty?
No — the most recent process is a solvent one. A members' voluntary liquidation (MVL) is the solvent, orderly winding-up of a company that can pay its debts in full — usually part of a director's retirement, a group restructure, or closing a company that has served its purpose. It is a planned closure, not a sign of financial distress. The most recent insolvency notice for S & M Contractors Limited (company no. 03858853) is a Notices to creditors (MVL), published 04 November 2026 in The London Gazette.
What were S & M Contractors Limited's last filed accounts?
S & M Contractors Limited's last accounts filed at Companies House, to 28 February 2026, showed total assets of £533k, cash of £287k, net assets of £1.1m. For a distressed company the last filing often predates the insolvency by a year or more.
How many insolvency notices does S & M Contractors Limited have?
S & M Contractors Limited has 3 insolvency notices recorded in The London Gazette, the most recent being a Notices to creditors (MVL) on 04 November 2026.
What happens next?
Because this is a solvent liquidation, creditors are paid in full. The liquidator advertises for claims, settles them, distributes the surplus to the shareholders and the company is then dissolved. Anyone owed money should still submit their claim to the liquidator named in the notice, and within the period the notice states.
Financial figures are taken from the company's own last accounts filed at Companies House. Small and micro-entity accounts are unaudited, and for a company entering an insolvency process the most recent filing frequently predates that process by a year or more. Figures are indicative and are not a valuation. Contains public sector information licensed under the Open Government Licence v3.0. © Crown copyright.