Business Turnaround Finance
Emergency funding solutions for businesses in financial distress. Access capital when traditional lenders won't help and you need cash to finance business recovery.
Is This Your Situation?
This guide is written for UK company directors who are already under pressure — not for those planning ahead. If any of these apply to you, you need to act now, not later:
- Your turnover is between £3m and £20m and your bank has reduced or withdrawn facilities
- You have HMRC arrears, a Time to Pay arrangement that's broken down, or a winding-up petition
- You're behind on supplier payments and cashflow is deteriorating week by week
- You've been refused by your bank and don't know where to turn for emergency funding
- You're personally worried about your liability as a director if the company fails
Critical Turnaround Finance Principles
Act Quickly
Time is critical when your business faces financial pressure
Demonstrate Viability
Show clear plans for recovery and return to profitability
Bridge the Gap
Access funding when traditional lenders won't help
Professional Support
Work with specialists who understand distressed businesses
Critical insight: Turnaround finance isn't about throwing good money after bad. It's emergency funding for viable businesses facing temporary cash flow crises that can be resolved with the right capital injection and recovery plan. If your business needs more comprehensive restructuring, explore our Company Voluntary Arrangement (CVA) services.
Assess Your Finance OptionsWhat is Turnaround Finance?
Turnaround finance is emergency funding for businesses in financial distress that cannot access traditional lending. Unlike growth capital, it's designed to buy time to implement change initiatives, stabilize operations and facilitate recovery.
Why Turnaround Finance is Essential
The Cash Crisis Reality
In a turnaround, resources are extremely scarce. There is commonly a requirement for additional finance to repay demanding creditors, fund operations while the business recovers, and provide working capital during the critical recovery phase.
- • Creditors demanding immediate repayment
- • Banks potentially calling in facilities
- • Working capital needs during recovery
- • Professional fees and restructuring costs
Without Cash, Businesses Fail
Without adequate turnaround finance, even viable businesses with sound recovery plans will fail. The business may be fundamentally sound but facing temporary cash flow pressures that require immediate financial intervention.
Critical Point: Turnaround finance is normally an essential component of most turnarounds. No matter how solid other recovery elements are, lack of adequate funding will cause failure.
The Fundamental Truth: Raising adequate turnaround finance is not easy, but it's absolutely essential. Understanding the challenge and adopting a disciplined approach is critical for success. In some cases, formal insolvency protection through Administration may be necessary to buy time while securing funding.
Key Characteristics
Short-term Solution
Designed as temporary financing to bridge cash flow gaps
Specialist Lenders
Provided by lenders who understand distressed businesses
Flexible Terms
Can be used for creditor payments, working capital, or restructuring
When Turnaround Finance is Needed
Creditor Pressure
Facing statutory demands or winding up petitions
Cash Flow Crisis
Unable to meet operational expenses or key payments
Banking Facilities Withdrawn
Traditional lenders have reduced or removed credit facilities
Turnaround Finance vs Traditional Lending
Traditional Bank Lending
- • Requires strong credit history
- • Focuses on growth and expansion
- • Lower interest rates
- • Lengthy approval processes
- • Risk-averse approach
Turnaround Finance
- • Available to distressed businesses
- • Focuses on stabilization and recovery
- • Higher cost but accessible when needed
- • Rapid deployment possible
- • Specialist understanding of crisis situations
Business Turnaround Finance: Deep-Dive Guides
Detailed companion guides to the issues that come up most often when raising business turnaround finance.
Secondary Business Lenders
UK lender comparison, real costs, and the personal-guarantee risks of stacking loans.
Section 455 Tax on Directors' Loans
The 33.75% charge on overdrawn loan accounts — deadlines, how to avoid it, and how to reclaim it.
Dealing with HMRC Arrears
VAT, PAYE and corporation-tax arrears, Time to Pay arrangements and enforcement.
Common Triggers for Turnaround Finance
Understanding the financial pressures that drive businesses to seek emergency funding is crucial. These issues often compound quickly and require immediate professional intervention.
Section 455 Tax on Director Loans
An overdrawn director's loan account triggers a 33.75% Section 455 tax charge if it isn't repaid within nine months and one day of your company year-end — a sudden liability that can tip an already stretched business into crisis. Turnaround finance is frequently used to clear the loan before the deadline and avoid the charge entirely.
Full guide: Section 455 Tax on Directors' LoansHMRC VAT Arrears
VAT arrears are one of the most serious creditor pressures facing distressed businesses. HMRC has preferential creditor status and extensive enforcement powers.
Enforcement timeline: HMRC can issue statutory demands within 21 days of missed payment
Winding up petitions: Can be presented if debt exceeds £750 and remains unpaid for 21 days. Learn more about defending winding up petitions.
Preferential status: HMRC ranks ahead of floating charge holders in insolvency
Penalties and interest: Accumulate rapidly on unpaid VAT, compounding the problem
PAYE & NIC Arrears
Pay As You Earn (PAYE) and National Insurance Contributions (NIC) arrears are treated with zero tolerance by HMRC. These are employee taxes held in trust, making non-payment particularly serious.
Trust status: PAYE/NIC are employee funds held in trust - serious breach of fiduciary duty
Director liability: Personal liability possible if company insolvent with PAYE arrears
Immediate action: HMRC pursues PAYE debts more aggressively than most other tax arrears
Time to pay: Arrangements possible but require solid case and professional negotiation
Other Critical Arrears Requiring Emergency Finance
Corporation Tax Arrears
Unpaid Corporation Tax attracts interest and penalties. HMRC can pursue collection through statutory demands and ultimately winding up petitions if arrears remain unresolved.
Business Rates Arrears
Local authorities can use bailiffs to recover business rates and can ultimately petition for winding up. These debts accumulate quickly and carry enforcement costs.
Landlord Rent Arrears
Landlords can forfeit leases and use Commercial Rent Arrears Recovery (CRAR) to seize goods. Loss of premises can be fatal to business operations.
Utility Arrears
Utility companies can disconnect services for non-payment, bringing operations to an immediate halt. Reconnection often requires substantial deposits and clearance of arrears.
Critical Supplier Arrears
Key suppliers withdrawing credit or refusing to supply can cripple operations. Emergency funding may be needed to clear arrears and restore essential supply relationships.
Bank Facility Recalls
Banks calling in overdrafts or loans on demand creates immediate liquidity crisis. Alternative funding needed to replace withdrawn facilities and maintain operations.
Facing HMRC Pressure or Critical Arrears?
Section 455 tax charges, HMRC arrears, and other creditor pressures compound rapidly in distressed situations. K2 can help you assess your options, negotiate with creditors, and secure emergency funding to stabilize your position.
Warning: The Danger of Multiple Secondary Lenders
When banks withdraw support, many directors turn to secondary lenders. Used carefully they provide vital bridging finance — but stacking multiple facilities, each with its own personal guarantee, can put your home at risk several times over and accelerate failure rather than prevent it.
The compounding risk
- • Each loan typically requires a separate personal guarantee
- • Multiple lenders can pursue your home simultaneously
- • Interest compounds fast — often 1–3% per month, per lender
Before you sign anything
- • Compare real APRs, total repayment and personal-guarantee exposure
- • Understand each UK secondary lender's terms and risks
- • Take advice before adding debt to debt
Proving Business Viability
Turnaround finance providers need clear evidence of your path from losses to profitability. K2's Balance Sheet Bridge and Profit & Loss Bridge approach to forecasting show exactly how you'll achieve commercial viability.
K2's Bridge Forecast Components
Cash Flow
Document cash flow improvement initiatives
Cost Reductions
Quantify specific cost-saving initiatives
Revenue Improvements
Detail realistic revenue enhancement plans
Focus on Drivers of Productivity
Minimise overheads and drive gross margins
Critical Requirement: Your bridge statement must show credible, measurable steps from current losses to sustainable profitability. Vague promises won't secure funding.
Why Viability is Essential
- • Business must generate immediate operating cash flows
- • Positive EBITDA must be achievable within realistic timeframe
- • Without viability, turnaround will fail regardless of other factors
- • Lenders need proof, not just promises of recovery
Bridge Statement Requirements
- • Quantified cost reduction initiatives with timelines
- • Realistic revenue improvement strategies
- • Monthly cash flow projections showing recovery path
- • Clear milestones and measurable targets
Types of Turnaround Finance
Various financing structures are available depending on your business situation, asset base, and recovery requirements.
Asset-Based Lending
Secured against: Debtors, stock, plant & machinery
Typical advance: 70-85% of eligible assets
Best for: Businesses with substantial asset bases
Speed: 2-4 weeks to facility
Bridging Finance
Secured against: Property and land
Typical advance: Up to 75% of property value
Best for: Property-rich businesses
Speed: 1-2 weeks to completion
Mezzanine Finance
Structure: Debt/equity hybrid
Typical amount: £500k - £5m+
Best for: Growth-stage recovery plans
Speed: 4-8 weeks due diligence
Emergency Funding
Purpose: Immediate creditor payments
Typical amount: £50k - £500k
Best for: Urgent statutory demand issues
Speed: 48-72 hours possible
Invoice Finance
Secured against: Outstanding invoices
Typical advance: 80-90% of invoice value
Best for: B2B businesses with good debtors
Speed: 1-2 weeks to setup
Trade Finance
Purpose: Import/export funding
Typical amount: Order-dependent
Best for: Trading businesses with orders
Speed: 1-3 weeks to facility
Need Help Choosing the Right Option?
Every business situation is unique. Our specialists can assess your specific needs and connect you with appropriate turnaround finance providers.
Get Finance AssessmentUnderstanding Turnaround Finance Risks
Turnaround finance carries unique risks that both businesses and funders must carefully consider and mitigate through proper structuring and legal protection.
Legal Risk Factors
Voidable Transactions
Security created while insolvent may be set aside by courts
Director/Shadow Director Risk
Funders may face personal liability if deemed directors
Disqualification Risk
Acting improperly can lead to director disqualification
Creditor Litigation
Risk of legal action from directors, company, or creditors
Operational Risk Factors
Time Pressure Risk
Limited due diligence time increases investment risk
Creditor Action Risk
Key creditors may take action that jeopardizes turnaround
Performance Risk
Business has already proven financial difficulties
Information Quality Risk
Financial reporting may be poor or unreliable
Risk Mitigation Strategies
Legal Protection
- • Specialist legal advice on all structures
- • Proper documentation of all transactions
- • Insolvency law compliance checks
- • Director protection measures
Enhanced Security
- • Maximum security coverage
- • Priority arrangements with existing lenders
- • Personal guarantees where appropriate
- • Asset-backed structures
Process Control
- • Pre-packaged deal structures
- • Accelerated due diligence processes
- • Creditor management strategies
- • Professional turnaround teams
Critical Note: Higher risks demand higher returns. Turnaround finance typically costs 1-3% per month plus arrangement fees, reflecting the elevated risk profile and urgent nature of funding.
Eligibility for Turnaround Finance
Turnaround finance providers assess both the viability of your business recovery and your ability to service the additional funding.
Essential Requirements
Viable Core Business
Underlying business model must be fundamentally sound
Clear Recovery Plan
Detailed strategy showing path back to profitability
Adequate Security
Assets or guarantees to secure the additional funding
Potential Disqualifiers
Fundamental Business Failure
Core business model is no longer viable
Advanced Insolvency Process
Already in formal insolvency proceedings. However, pre-pack administration combined with turnaround finance may still save the business.
Management Issues
Lack of competent management to execute recovery
Lender Assessment Process
Financial Review
Analysis of accounts, cash flow, and trading position
Recovery Plan
Evaluation of proposed turnaround strategy
Security Assessment
Valuation of available assets and guarantees
Risk Assessment
Overall risk/reward analysis and structuring
Remember: Turnaround finance providers are looking for businesses they can help succeed, not lost causes. A well-prepared application significantly improves your chances.
Get Application SupportWhy Turnarounds Need More Cash
Turnaround situations typically require significantly more funding than normal operations due to unique cash flow pressures and working capital demands.
Loss of Trade Credit
Suppliers often demand cash on delivery (COD) terms when businesses are distressed, eliminating the working capital benefit of trade credit.
Impact: If you previously had 30-day payment terms on £100k monthly purchases, moving to COD requires an immediate £100k cash injection.
Debtor Collection Gap
Even after restructuring improves the balance sheet, there's a timing gap while existing debtors convert to cash to fund new operations.
Example: £200k in debtors may take 60 days to collect, but you need working capital for new sales immediately.
Professional Fees
Turnarounds involve significant additional costs for legal, accounting, and specialist advisory services that must be funded.
Typical costs: £50k-£200k+ in professional fees depending on complexity and size of business.
Credit Withdrawals
Banks and other credit providers often withdraw facilities, requiring immediate repayment or cash alternatives for operations.
Risk: Overdraft clawback and supplier deposit demands can absorb significant cash immediately.
Creditor Demands
Critical creditors like HMRC or secured lenders may demand immediate repayment to prevent statutory demands or enforcement action.
Urgency: Statutory demands require settlement within 18 days to avoid winding up petition.
Working Capital Recovery
After restructuring, the business needs additional working capital to restart normal trading cycles and rebuild operations.
Reality: Post-restructuring businesses often need 150-200% of normal working capital to rebuild.
The Cash Flow Reality
Immediate Cash Drains
- • COD supplier payments replacing credit terms
- • Professional fees for legal and advisory support
- • Urgent creditor settlements to avoid legal action
- • Bank facility repayments and clawbacks
- • Security deposits for utilities and suppliers
Recovery Capital Needs
- • Additional working capital for restart trading
- • Bridge funding while debtors convert to cash
- • Investment in systems and controls
- • Marketing and business development costs
- • Contingency reserves for unforeseen issues
Key Insight: Turnarounds commonly require 50-100% more cash than originally estimated. Ensure your funding package includes adequate contingency reserves for these additional demands.
How K2 Secures Turnaround Finance
With extensive networks and deep understanding of specialist lenders, K2 connects distressed businesses with appropriate funding sources and structures deals for success.
Our Turnaround Finance Process
Rapid Assessment
Quick evaluation of your situation and funding requirements
Lender Matching
Connect with specialist lenders suited to your specific needs
Application Management
Professional preparation and presentation of your case
Deal Negotiation
Secure best possible terms and structure for your situation
Why Choose K2 for Turnaround Finance
Specialist Network:
Direct relationships with UK's leading turnaround finance providers, from emergency funders to asset-based lenders.
Emergency Finance Success
The Crisis: Manufacturing company facing winding up petition with £180k owed to HMRC, banks withdrawing facilities, and 45 staff at risk.
The Solution: K2 secured emergency asset-based funding within 72 hours, paid statutory demands, and structured ongoing working capital facility.
The Result: Business stabilized, jobs saved, and company now trading profitably with restored banking relationships.
K2's Emergency Response:
- • Immediate financial assessment
- • Immediate hands-on support
- • We invest our own money
- • We know the other sources of turnaround finance
- • Statutory demand settlement
- • Winding up petition solutions
Managing Critical Creditor Relationships
In turnarounds, creditors often have more influence than shareholders. Identifying and managing key creditor relationships is essential for securing finance and ensuring success.
Creditor Priority Assessment
Critical Creditors
HMRC, secured lenders, key suppliers - immediate action risk
- • Can force insolvency proceedings
- • Essential for ongoing operations
- • Require immediate attention
Important Creditors
Major trade creditors, landlords - moderate pressure
- • May withdraw credit facilities
- • Could disrupt operations
- • Negotiation often possible
General Creditors
Smaller trade creditors - manageable through negotiation
- • Usually willing to wait
- • Can be included in arrangements
- • Lower priority for immediate attention
Creditor Management Strategies
Early Communication
Proactive contact before problems escalate
Consensual Agreements
Negotiated standstill and time to pay arrangements
Legal Protection
CVA, Restructuring Plan, or moratorium
Professional Intermediaries
Use specialists for complex creditor negotiations
Understanding Creditor Powers
HMRC Powers
- • Present winding up petitions
- • Field offices can seize assets
- • Preferential creditor status
- • 18-day response window
Secured Lenders
- • Can appoint administrators
- • Take control of secured book debts
- • Call in loans on demand
- • Remove access to bank accounts
Landlords
- • Can forfeit leases
- • Distrain against goods
- • Require rent deposits
- • Block property access
Unsecured Suppliers
- • Can withdraw supplies
- • Demand payment for new supplies
- • May have reservation of title over goods
- • Pursue debts through courts
The Time Pressure Challenge
Why Creditor Negotiations Take Time
- • Multiple stakeholders with different interests
- • Complex legal and commercial considerations
- • Need for formal agreements and documentation
- • Internal approval processes at creditor organizations
Reality Check: Meaningful creditor negotiations typically take 4-8 weeks, but turnarounds often have days, not weeks, to act.
Accelerating Creditor Support
- • Engage experienced turnaround professionals
- • Prepare comprehensive information packages
- • Offer realistic and credible proposals
- • Consider legal protection if needed
K2 Advantage: Our established creditor relationships and proven track record often accelerate negotiations and improve outcomes. If negotiations fail, we can quickly pivot to formal restructuring solutions like a Restructuring Plan.
Your Turnaround Finance Action Plan
Follow these critical steps to assess your options and secure the emergency funding your business needs for recovery.
Assess Urgency
- • Review immediate creditor pressures
- • Identify critical payment deadlines
- • Calculate minimum funding required
- • Prioritize most urgent obligations
Engage Specialists
- • Contact turnaround finance experts
- • Review available options
- • Select appropriate lenders
- • Prepare compelling applications
Prepare Documentation
- • Update management accounts
- • Prepare cash flow forecasts
- • Document recovery strategy
- • Gather asset valuations
Secure & Implement
- • Negotiate terms and conditions
- • Complete funding arrangements
- • Pay critical creditors
- • Execute recovery plan
Need Emergency Funding Now?
If you're facing statutory demands, winding up petitions, or critical cash flow issues, time is of the essence. Contact our emergency finance team immediately.
Emergency Business Funding: What's Available Right Now
When your business needs cash urgently and mainstream banks have said no, these are the real options available to UK businesses in financial distress — with honest assessment of what each costs and who it works for.
Asset-Based Emergency Lending
Borrow against plant, machinery, property, or debtors immediately. No dependence on trading history or credit score — the asset is the security.
Invoice Finance & Factoring
Release cash from unpaid invoices immediately. Factoring advances 80–90% of invoice value within 24 hours of raising the invoice.
Property Bridging Finance
Short-term secured lending against commercial or residential property. Funds available in days rather than weeks. Expensive but fast.
Distressed Business Lending
Secondary lenders who specialise in distressed situations. Higher rates reflect higher risk, but these lenders understand turnaround plans and HMRC arrears.
Equity Investment / Turnaround Capital
Specialist turnaround investors provide capital in exchange for equity. More expensive than debt but doesn't require immediate repayment — preserves cash flow.
HMRC Time to Pay Arrangement
Not a loan, but negotiating a Time to Pay arrangement with HMRC frees up cash that would otherwise go to HMRC immediately. K2 negotiates these routinely.
Warning: Emergency Business Loans from Secondary Lenders
Many businesses in distress turn to merchant cash advances, factor-rate loans, and secondary lenders in desperation. These products can accelerate insolvency rather than prevent it. Before signing:
- • Check the total repayment amount — not just the monthly payment. A 1.4 factor rate on a £100k loan means you repay £140k regardless of early settlement.
- • Understand personal guarantee exposure — most distressed lenders require PGs that follow you personally.
- • Assess whether the repayment terms are achievable — can the business generate enough cash flow to service the debt while also trading?
Read our full guide on unaffordable business loans and personal guarantees.
Distressed Business Finance vs Standard Bank Lending
Understanding why your bank has said no — and who actually provides turnaround finance — is the first step to finding the right solution.
Why Banks Won't Lend
Standard banks underwrite lending against profitability, clean credit history, and covenant compliance. When a business is in distress, it typically fails on all three criteria:
- • Losses or declining profits — the bank's credit model requires a coverage ratio they can't achieve
- • Covenant breaches — existing facilities are already in breach, making new lending impossible under standard policy
- • HMRC arrears — tax debts create a priority claim that ranks above the bank's security in insolvency
- • Relationship manager referral — your account has been moved to the bank's business support or restructuring unit, who are managing risk, not lending
Who Provides Turnaround Finance
Specialist lenders and investors fill the gap left by mainstream banks in distressed situations:
- • Distressed debt investors — funds that buy or invest in businesses and debt at a discount, with turnaround expertise built in
- • Asset-based lenders (ABL) — lend against specific assets rather than business performance
- • Secondary finance companies — Fleximize, Capify, Iwoca — bridge lenders who accept higher risk for higher returns
- • Turnaround equity funds — invest capital in exchange for equity, with operational turnaround support
- • Private credit funds — institutional lenders with appetite for complex, distressed situations at scale
K2's role: We have relationships with distressed debt investors, secondary lenders, and turnaround equity funds developed over 30+ years. We can identify the right funding source for your situation, structure the deal to protect director interests, and negotiate terms that give the business the best chance of recovery. We also provide capital directly through our own investment model when appropriate.
Turnaround Finance FAQs
Common questions about securing emergency funding for distressed businesses
How quickly can turnaround finance be arranged?
Emergency funding can be arranged in 48-72 hours for urgent situations like statutory demands. More substantial facilities typically take 1-4 weeks depending on complexity and security requirements. Asset-based lending is generally faster than property-secured options.
What are the typical costs of turnaround finance?
Turnaround finance is more expensive than traditional lending due to the higher risk. Expect arrangement fees of 2-5% and interest rates of 1-3% per month. While costly, it's often the only option available and much cheaper than the consequences of business failure.
Can turnaround finance help if I've received a winding up petition?
Yes, emergency funding is often used specifically to settle debts behind winding up petitions. However, you must act quickly as the petition process moves fast. Contact specialists immediately to assess options and arrange urgent funding before the court hearing.
What security do turnaround finance providers typically require?
Security requirements vary by lender and amount. Common options include debentures over business assets, property charges, personal guarantees, or specific asset security. Some emergency funders can work with limited security if the business has clear recovery prospects.
Will using turnaround finance affect my credit rating?
Turnaround finance itself doesn't directly impact credit ratings, but the financial distress that necessitated it might already have caused damage. Successful use of turnaround finance to stabilize your business and meet obligations can actually help rebuild creditworthiness over time.
Should I take loans from multiple secondary lenders?
No. Taking multiple loans from different secondary lenders creates compounding personal guarantee risks and can put your home and personal assets at risk multiple times over. Each lender can independently pursue your personal assets, and the cumulative interest costs (often 1-3% monthly per lender) can become unsustainable. Always seek professional advice before taking on secondary lending, especially if you already have existing facilities.
What happens if I can't repay the Section 455 tax on my director's loan?
Section 455 tax debt is owed to HMRC and treated as a priority. Non-payment can lead to enforcement action including statutory demands and winding up petitions. The best approach is to use emergency funding to repay the director's loan before the nine-month-and-one-day deadline, avoiding the 33.75% tax charge entirely. K2 can help structure appropriate funding to clear director loans and avoid this burden.
What is turnaround funding and how does it work?
Turnaround funding is capital provided to financially distressed businesses to stabilise operations and support recovery. Unlike conventional business loans, turnaround funding is designed for companies that cannot access traditional bank finance due to their financial position. It typically involves equity investment or specialist lending combined with hands-on operational support. K2 provides turnaround funding as equity investment, sharing the risk alongside directors rather than adding debt burden.
What turnaround financing options are available in the UK?
UK turnaround financing options include equity investment from turnaround specialists like K2, asset-based lending secured against stock or debtors, invoice discounting facilities, sale and leaseback arrangements, secondary lending (used with caution due to high costs and personal guarantee risks), and government-backed schemes where eligibility permits. The right option depends on your company's asset base, cash flow profile, and the severity of the financial distress.
How does emergency business funding work for small businesses?
Emergency business funding provides rapid access to capital when a company faces immediate cash flow threats — such as payroll shortfalls, supplier stops, or HMRC enforcement. For smaller businesses (under £3m turnover), options include merchant cash advances, emergency invoice factoring, and government-backed startup loans. For businesses with £3m–£20m turnover, K2 provides emergency turnaround investment that combines capital injection with operational turnaround expertise, addressing both the immediate cash crisis and the underlying causes.
Secure Emergency Funding for Your Business
Don't let temporary cash flow problems destroy a viable business. K2's turnaround finance specialists can connect you with funding sources and help structure deals for success—while protecting you from the dangers of multiple uncoordinated lenders.
Emergency funding available • Specialist lender network • Asset protection strategies • 30+ years experience
Related Guides
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Secondary Business Lenders
UK lender comparison and the personal-guarantee risks of stacking loans
Section 455 Tax on Directors' Loans
The 33.75% charge on overdrawn loan accounts — and how to avoid it
Company Restructuring Guide
Operational restructuring to maximize turnaround investment
CVA with Investment Support
Combining turnaround finance with formal debt restructuring
Cash Flow Management
Working capital management post-investment
Using Finance for HMRC Arrears
Emergency funding to clear tax arrears
Finance to Stop Petitions
Using emergency capital to dismiss winding-up proceedings
Business Loan Calculator
Calculate repayments before committing to business finance
Trading While Insolvent
Director duties and legal risks when your company is insolvent